Nick Scott is an
experienced 'Liveaboard'.
Scott Marine Services run narrowboat handling training
course specifically designed for those wishing to
continuously cruise the canals. As Willow is now
licensed as a hotel boat, courses have been extended to
include 2/3 day (or longer) training cruises, with
inclusive tuition and full board accommodation fees.
The training and consultancy pages of their website contains details of courses, and more
advice for liveaboards.
Click to see
website. |
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How
do you go about moving aboard?
'Buy a narrowboat' is the simple answer BUT CAVEAT EMPTOR (buyer
beware). Do get someone really in the know to help. You can buy
a boat privately or through a broker - it's a personal view but
we often recommend buying second hand. We often hear cases of
completion dates on new boats not being kept. There does seem to
have been a bit of a dip in second hand values during recent
years but in general terms narrowboats do not
seem to suffer from the same kind of depreciation as cars (we
have always had our second hand narrowboat assets appreciate
rather than depreciate). There may be (but not always) an
initial 'from new' depreciation.The
second hand narrowboat may already have all the additional 'liveaboard'
features that you are looking for (inverters, battery management
systems, all those little extras that private owners add, etc,
etc), and as such may well be offering excellent, all inclusive,
value for money. Remember that prices quoted for new boats are
generally inclusive of only the mere basics. There may be a
considerable additional cost to add all your chosen 'liveaboard'
add-ons to the new boat.
There are other possible problems with a brand
new boat, viz:
If the new steel has been painted whilst still covered in mill
scale - that paintwork may suffer from premature deterioration
(may even peel off). It is arguable whether or not bitumastic
preparations should be applied on top of metal primers or direct
to bare steel. We have seen bitumastic peel off some primers
like sun burn (on boats only a few months old). There have been
murmurings in the trade about premature pitting (rusting) of
relatively new steel. THIS ALL SOUNDS AS THOUGH WE ARE
CRITICISING BOAT BUILDERS AT LARGE - WE ARE NOT. THERE ARE SOME
VERY FINE SKILLED BUILDERS AVAILABLE. We are merely pointing out
possible problems. If buying second hand, with the assistance of
a skilled surveyor (see below), most such problems should have
manifested themselves and be picked up on during pre-sale
examination of the boat. |
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Where's
best to buy a narrowboat?
If buying second hand most people buy from narrowboat brokers.
This next bit is opinion based - some brokers advertise sensible
prices - some have very inflated prices - so caveat emptor - get
advice. Over the last few years I've noticed that many of the
best deals have been from brokers NOT merely specialising in
just brokerage - but from marina based operators who specialise
perhaps in the provision of moorings or boat engineering, and
just also happen to sell boats on brokerage (perhaps mainly for
existing moorers). Examples of brokers whom we have had clients
buy from (very satisfactorily) are:- Ray Bowen at Streethay;
Sawley Marina; Swanley Marina and Calcutt Marina - none of these business
specialise just in Brokerage (although each have relatively few
boats on Brokerage - the boats they did have in stock provided
generally good, sensibly priced, purchase options). I'm sure
there are many other useful Brokers around - I do hear good
reports about Andy Burnett, particularly if you are looking at
the high end of the market. Obviously the contents of this
paragraph are based on my own personal opinion. Whoever you buy
through you should satisfy yourself that the person selling the
boat both owns the boat, and has the right to legally sell it
on. Of course buying through a reputable broker/marina based
business will provide an element of confidence in this respect.
Some second hand boats may be ex-hireboats. Be
aware that ex-hire narrowboats may, or may not, have been well
maintained. As a liveaboard boat, they may well need a lot of
money spent to get them properly equipped for all year round
use. They may well have had a very hard life.
There are those who maintain that narrowboat
market values vary significantly depending on where you are in
the UK. There is a logic here. Where house prices are very high
(and where salaries also tend to be high) it is likely that
second hand narrowboat prices will reflect that tendency. We
have been involved with helping people cost effectively buy
second hand boats for some time now. Our own experience
certainly seems to bear the theory out. |
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Do
I need a Survey?
Ethically I have to answer yes you should get a survey BUT do
get a good surveyor. We have never bothered for our own boats as
we prefer to go on our own opinions as to the condition or worth
of a boat. But then it is our own fault if the bottom of one of
our boats disintegrates. We cover this type of issue on our
wannabe liveaboard courses.
The trade will tell you always to get a survey
- sound advice but only good advice IF the surveyor is good.
Sadly we have come across cases where surveyors have missed
faults that should just not have been missed. Having a boat with
a sound hull is important (surveyors do seem to be good at
checking hull thicknesses), but there are other important faults
that you would not want to be missed. A 'knackered' engine &
gearbox could cost more to replace than some remedial bottom
plating in dry dock. Get someone who really knows about
narrowboats to check out your prospective purchase. Remember
Caveat Emptor (buyer beware). On the plus side, there are very
good narrowboats around - not always new or even young -
sometimes an older well maintained boat can be excellent, if not
better, value for money. An older boat may have bags of
character and beauty, when compared with the clinical date box
nature of some new budget boats.
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What
do I look for to get a good second hand narrowboat?
Huge subject - a sound hull - well maintained engine - sound
internal infrastructure without rot (suspect air freshener -
what's it hiding?) - a fairly clean engine bilge shows good
maintenance - but if too clean was it steam cleaned just for the
sale. Of course there is lot's more regarding condition and
suitability of layout and equipment for living aboard. This is
dealt with in part on our wannabe liveaboard courses, but always
get the help of someone who really knows narrowboats. |
How
do you arrange Finance to Purchase?
Sale of house (most common with over 40s changing their
lifestyle which some would call 'down sizing' ), bank loan up to
£25K, an informal loan from a relative, or a marine mortgage
(but I've always advised against these as the interest rates and
lending conditions tend to be prohibitive). Remember any loan
needs to be repaid. Will your post moving aboard income support
any loan? |
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Financing a
narrowboat purchase .. |
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Secured
Loans Find the most competitive secured loan to fund a
prospective boat purchase at Moneysupermarket.com using their free,
highly detailed comparison tables. Impartial advice and expert
guides are also available. |
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And
here's some final sound financial advice on buying a
narrowboat:-
Before committing the value of your house; before
spending/lending between £15K to £70K on a narrowboat; - Are you
sure that it is a way of life that suits you. It has certainly
suited us over for over a decade, but not everyone's the same.
Some say hire a boat for a week to try it out - but that isn't a
fair test because a hire boat is fitted out only as a hire boat,
not as an all season liveaboard boat. If you have friends who
liveaboard, discuss the lifestyle with them. BEFORE committing
your life savings, you could even come with us on Willow (guest
accommodation set up as a typical liveaboard boat) for a few
days to see if you, personally, like the lifestyle. |
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